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Digital Payments: QR Codes or HCE?

QR Codes or HCE? There are myriad definitions of digital payments, depending on the nature of the payment, and what types of interfaces are involved in the payment process. In this blog post, we will define a digital payment as a cashless payment…

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The importance of a digital strategy

"Do you have a digital strategy?" I often ask my customers this question and they all say yes! Based on today’s standard, the reality is that the definition of what a digital strategy encompasses, is unclear, and the definition depends on the type…

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OEM Pay vs. Issuer Pay

OEM Pay vs. Issuer Pay With the introduction of mobile payments, a brand new market has opened up to OEM pay. The OEMs revolution of in-app and App Store payments, of which the next logical stepping stone has been contactless payments. This has…

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Wearable payments – hype or the future?

Solving the challenges with mobile NFC Payments – Part 1 The history of contactless payments Payments using NFC is nothing new - it is something we have been talking about since 2003/2004. NFC is often referred to as The radio frequency standard…

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